If you're considering a move to a one-story home, downsizing might be part of the plan. And while it sounds simple on paper, the decision to downsize is deeply personal.
For many buyers, especially those 55 and over, the idea of a more manageable home is appealing. But it’s important to weigh both the benefits and the real-world considerations before making the leap. Here’s a look at the pros and cons of downsizing to a single-level home so you can make a choice that truly fits your lifestyle.
The Pros of Downsizing to a One-Story Home
Easier to Navigate and Maintain
One-story homes naturally support aging in place. With no stairs to navigate and less square footage to clean and maintain, daily life becomes simpler and more accessible.
More Manageable Living Space
Downsizing often means using every room more intentionally. Instead of heating, cooling, or cleaning areas you rarely use, you're living in a home that fits your current needs.
Potential Financial Benefits
Depending on your current home and the local market, downsizing may lower your monthly expenses. Smaller homes typically come with lower utility bills, property taxes, and in some cases, the ability to eliminate a mortgage altogether.
Opportunity to Simplify
Downsizing offers a natural opportunity to declutter. Many buyers find it freeing to let go of unused belongings and set up a home that's streamlined, functional, and meaningful.
Closer to the Life You Want
Whether it’s moving closer to family, finding a walkable neighborhood, or relocating to a favorite climate, downsizing can be the catalyst to live in a place that better fits your lifestyle today.
The Cons (and Real Considerations)
Letting Go Can Be Emotional
Moving out of a long-time home, especially one full of memories, can be tough. Downsizing also often requires parting with furniture or belongings that carry emotional weight.
Smaller May Not Mean Cheaper
Single-story homes are in high demand. In some markets, downsizing doesn’t always lead to a smaller price tag, especially when you’re looking for updated or well-located properties.
Storage Can Be Tight
With fewer closets, no attic or basement, and a smaller garage, storage needs to be more intentional. It may take some creativity and adjustment to get used to less space.
Fewer Spare Rooms
Having fewer rooms means fewer places for guests, hobbies, or large family gatherings. You’ll want to think through how you plan to live in the space day-to-day and during special occasions.
Timing the Transition Can Be Tricky
Coordinating the sale of your current home with the purchase of a new one — while planning a move — can feel overwhelming. It’s important to have a trusted advisor who can help make the process smoother.
Tips If You're Thinking About Downsizing
- Define what “right-sized” living looks like for you now and in the years ahead
- Walk through a few one-level homes to see what layouts appeal to you most
- Start decluttering before you move, not after
- Talk with family members early if they’ll be part of your transition
- Partner with a real estate professional who understands your lifestyle and priorities
Final Thoughts
Downsizing is about making space — physically and emotionally — for what matters most to you now. — it’s about making a decision that supports where you are in life and where you’re headed. The right single-story home can bring simplicity, comfort, and peace of mind, but it’s important to take the time to understand your goals and options.
If you're thinking about making a move, I’d be happy to talk through what it could look like for you. Whether you’re just starting to explore or ready to take the next step, let’s connect and figure out what fits best.
